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Do you own a Holiday Home that is outside the UK? What happens if there is an emergency there and it has suffered loss or damage?

If you own a holiday home outside of the UK and imagine if that second home property was in Spain, France, Ireland, Portugal, Turkey, Italy etc, You receive a call from a neighbour saying that many of the roof tiles are now on the patio as a result of the violent storm the night before. You might have a local agent who can take care of the problem and give you a full report and arrange repairs. Even if you have an agent or helpful neighbour you might still be extremely worried as to what has happened to your beautiful home. If you don't have anyone locally who can help you out, you have to get to your property quickly and a cut price flight might not be available at a moments notice.

There is a very inexpensive solution for the problem. For the price of £59 plus Insurance Premium Tax you can now take out an "Annual Worldwide Second Home Emergency Travel Insurance" from travel4holidayhomes.com. This company is part of Insurance4carhire.com that has been offering annual car rental excess charge policies for several years.

Annual Worldwide Second Home Emergency Travel Insurance from travel4holidayhomes.com

ONLY £59

This annual policy provides cover for travel expenses incurred in travelling to your second home in an emergency when it has suffered loss or damage - up to £1,350 for any one incident

Features of Cover:

  • £1000 - Air travel expenses for travelling to your second home
  • £250 - Accommodation expenses whilst at your 2nd home
  • £100 - Personal Assistance expenses (taxis, airport transfers and telephone calls)
  • Covers the policy holder who can be accompanied by one close relative
  • The Second home can be used by close relatives and paying residential guests

Conditions:

  • Policy Holder must be a permanent resident in the United Kingdom for at least 6 months of the year
  • The second home must not be left without an occupant for more than 180 consecutive days
  • You must register your address in the UK, and the address of your second home
  • Your flights must start in the UK

 

The above information has been prepared by Insurance 4 Car Hire Agents Ltd of Trans-World House, 100 City Road, London EC1Y 2BP England

 Insurance4carhire.com is a trading name of Towergate Underwriting Group Ltd which is authorised and regulated by the Financial Services Authority, Register Number 313250. The company is registered in England and Wales, Company No. 4043759. The Registered Address is: Towergate House, 2 County Gate, Staceys Street, Maidstone, Kent ME14 1ST. .Jeffrey Milner Ltd T/A jml Property Services acts as introducers to Insurance 4 Car Hire Agents Ltd      

Holiday Home Property Owners this must be the best thing since Sliced Bread for you.

For more information and to purchase please click on the logo below and complete the form and a sales representaive will make contact with you.

The following information has been provided by travel4holidayhomes.com(Insurance 4 Car Hire Agents Ltd) and you need to check with them for any changes to the following statements. jml Property Services do not take any responsibility for accuracy or changes. Under UK FSA regulations jml Property Services are unable to give advice either verbally or in writing regarding insurance or assist with changes to insurance policies that you have taken out. You must contact the insurer direct.Jeffrey Milner Ltd T/A jml Property Services acts as introducers to Insurance 4 Car Hire Agents Ltd 

INSURERS This insurance policy is underwritten by Inter Partner Assistance S.A. Direktion fur Deutschland, who is a branch office of Inter Partner Assistance S.A. which is a Belgium registered Insurer (registration no. 487).

What is covered? This annual policy covers those clients who own a second home outside the United Kingdom for the reimbursement of costs incurred up to £1,350 for any one claim to travel to that home in an emergency in case of loss or damage.

Main Features and Benefits: In consideration of the payment of the appropriate premium, the insurers shall reimburse you, the insured person and one other close relative or close business associate for the following: Flight Arrangement Expenses: Up to £1,000 Accommodation Expenses: Up to £250 Personal Assistance Expenses: Up to £100

Who can be covered? Any person residing in the United Kingdom who owns a second home abroad.

SIGNIFICANT AND/OR UNUSUAL EXCLUSIONS This is a summary and does not contain all the exclusions contained within the Terms and Conditions of your policy, so please take time to read the policy document to make sure you understand the cover it provides.

1. You must take all reasonable precautions to avoid loss or damage and keep the Building in a good state of repair, this includes when the property is unoccupied the mains water supply is switched off and water is drained.

2. If you leave the second home without an occupant for more than 180 consecutive days we will not pay any claims under this policy.

3. We will not pay for claims arising directly or indirectly from war, invasion, acts of foreign enemies, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, insurrection, civil commotion assuming the proportions of or amounting to an uprising, military or usurped power.

4. We will not pay for claims which are not supported by original receipt of expenses and substantiation of incident.

5. We will not pay for claims incurred where the insurable event has been directly caused as a result of building or structural work to the premises.

To purchase or find out more Click on LOGO BELOW

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Under UK FSA regulations jml Property Services and English Cottage Rental are unable to give advice either verbally or in writing regarding insurance or assist with changes to insurance policies that you have taken out. You must contact the insurer direct. We are therefore unable to provide any quotes ourselves as we would be breaking the law

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