Homelet
Landlord, Tenant & Student Insurance – Low Cost
Landlord & Tenant Insurance in England and other
parts of the UK
HomeLet
provides a range of insurance and other related products
for the residential letting industry. These include
a specialist landlord scheme that is specifically designed
for the particular risks facing landlords and a comprehensive
tenant policy which includes cover for the risks associated
to those who do not own the property where they live.
NEED
INSURANCE FOR YOUR HMO or RENTAL PROPERTY? CLICK
HERE
Do
you own more than Two Rental Properties - Want to save
money? Click on Logo Below

As
market leaders for tenant referencing services, we will
appraise up to 500 tenants per day to ensure that each
tenant is suited to the home that they decide to rent.
HomeLet
products are available through a network of some 5,000
letting agents throughout the UK as well as on the Internet.
Each of our letting agents has to meet entry criteria
before being appointed to provide HomeLet products and
our team of Business Development Managers is responsible
for quality.
The
HomeLet team includes Customer Service Operators
who are trained to answer any concerns that you have
regarding one of our products and they are available
to take your call from 8:30 AM to 5:30 PM weekdays except
Wednesday 10:00 AM to 5:30 PM, Saturday 09:00 AM to
12:00 noon
With
£360 million of insured property in our care, we are
the market leaders in our sector and our policies are
underwritten by Group AMA and other leading underwriters
(see Our Underwriters).
HomeLet
is a trading style of
Erinaceous Insurance Services Ltd, Its
divisions include additional brands including Let Plan,
Truck Insure, Greystoke Legal Services and SportSure.

Homelet
offers these Landlord’s Protection Products
Low
Cost Buildings insurance
– Peace of mind for property investors. Low Cost Buildings
Insurance covers the cost of rebuilding your property
following loss or damage caused by key risks such as
fire, theft, aircraft, lightning, escape of water, storm
and subsidence.
This
economic policy also includes loss of rent and re-letting
costs following insured damage, Landlord’s Liability and
Accidents to Domestic Staff Liability, essential protection
in today’s litigious society.
Full
Contents Insurance – Designed
for furnished lets and covers your contents on a new for
old basis. Accidental Damage Nil Excess Options are available.
Legal
Expenses - £50,000
cover for all legal costs involved in arranging the eviction
of tenants who have defaulted on their tenancy agreement
or unauthorised occupants.
Rent
Guarantee and Legal Expenses – Where
a tenant fails to pay the rent, we will pay the rent owed
(subject to an excess) until vacant possession is obtained.
Legal costs are include
Comprehensive
Buildings Insurance –
A more extensive and flexible buildings policy including
benefits such as 90 days full cover for unoccupied properties
in between tenancies, 30% loss of rent and Accident Damage
and Nil Excess Options.
Limited
Contents Cover
- Ideal cover for unfurnished or part-furnished
properties, Covers specific items including carpets, curtains,
light fixtures and fittings and kitchen white goods on
a new for old basis.
Details
supplied by Premier Homelet – Leaflet P003 / 04 ©
2004 Hanover Park Commercial Limited
Why
use a letting agent?
CLICK
ON LOGO FOR FURTHER INFORMATION
Homelet
offers these Tenant’s Protection Products
Remember
a Homelet
policy is portable for tenants - if you move house,
you take the policy with you (you
must advise Homelet when you move)
Why
do I need Insurance? Not
only are tenants at risk from fire, theft and malicious
damage they may be responsible under the tenancy agreement
for damage caused to the landlord’s property.
What
if I’m in shared accommodation? If
you share or sub-let the home, each tenant will require
separate cover
(bedsits - student lets etc).
Cover
away from home- Alongside
our Standard cover (which protects your possessions in
the home) we also offer cover for loss or damage (including
accidental damage) to personal possessions anywhere in
the world.
What happens if this happens?
Cover
for Pedal cycles – If
you own a pedal cycle valued above £200, we offer an extension
to our standard policy to ensure that your cycle is covered
outside the home.
Standard
Cover - Contents
& Personal Possessions in your Home
Additional
Cover – Loss or Accidental Damage to Personal Possessions
Anywhere.
Details
supplied by Premier Homelet – Leaflet P004 03 / 04 ©
2004 Hanover Park Commercial Limited
CLICK
ON LOGO FOR FURTHER INFORMATION 
The
above information has been prepared by Premier Homelet
Phoenix House, 11 Croydon Road, Croydon CR0 2NW, England
and Under
UK regulations Jeffrey Milner Ltd T/A
JML Property Services and englishcottagerental.com
are unable to give advice regarding insurance or assist
with changes to insurance policies that you have taken
out. You must contact the insurer direct. The details
displayed are taken from their leaflets Landlord’s Protection
– Leaflet
P003 / 04 ©
2004 Hanover Park Commercial Limited and Tenant’s Protection
Leaflet P004 03 / 04 ©
2004 Hanover Park Commercial Limited and Jeffrey
Milner Ltd takes no responsibility if the details are
changed from those displayed on this site. You must contact
Premier Homelet direct for their full terms and conditions
and up to date details for their products as under the
FSA regulations Jeffrey Milner Ltd (and any of it’s trading
names) are unable to assist.
Homelet
is a trading style of Erinaceous Insurance Services Ltd,
Phoenix House, 11 Wellesley Road, Croydon, Surrey CR0
2NW, England who are authorised and regulated by the Financial
Services Authority in the UK. Their FSA Register number
is 308724.Jeffrey Milner Ltd T/A jml Property Services
acts as introducers to Homelet
Are
you a student? Are you going to become a student? Are
you supporting a student with their rental accommodation?
If the answer is yes you need a Tenant's rental
insurance policy - Click on the logo below for more
details now
Why
use a letting agent?
-
Landlords
and Homeowners often have full time jobs as well as
buy to let investments, it is therefore frequently
the case that with so many demands on their time they
cannot always be available to handle day-to-day events
connected with their property
-
If
this sounds like you then using a letting agent offering
full property management could be an essential and
economical way of ensuring the smooth running of a
tenancy, while protecting the property and still making
a profit.
-
Whilst
letting your property through a specialist letting
agent is not strictly necessary, a good agent will
take some of the effort out of the job of finding
and selecting tenants, drawing up tenancy documents,
and the day-to-day maintenance of the property.
-
Because you are quite literally placing your property
in their hands, the choice of a letting and managing
agent is as important as in choosing any other professional
such as a solicitor or accountant.
-
Unfortunately
demand for property to rent has encouraged many firms
and individuals to set up as letting agents many of
them are completely unregulated and have little or
no experience, do not operate bonded client accounts
or are bound by any code of practice. Remember, as
the landlord you may be personally liable for any
mistakes made by your agent. So choose carefully