Homelet
Landlord, Tenant & Student Insurance – Low Cost Landlord & Tenant Insurance
in England and other parts of the UK
HomeLet
provides a range of insurance and other related products for the residential letting
industry. These include a specialist landlord scheme that is specifically designed
for the particular risks facing landlords and a comprehensive tenant policy which
includes cover for the risks associated to those who do not own the property where
they live.
Contents
insurance for Tenants in rental property
New
Tenant's Contents Insurance+ from HomeLet
available. Great value which will allow up to three people who are employed to
share the same policy New prices - Minimum cover now much higher - Some high risk
areas are now in lower risk bands 
________________________________________________________
HomeLet
releases a new Tenant's contents insurance product available via jml insurance
....More Here
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FOR
LANDLORDSXXXXXXXXXXXXXXX 
When
it comes to taking the risk out of property rental, HomeLet is the specialist.
We’ve been in the industry since the birth of Buy-to-Let, which means we’ve got
more experience than anyone else.
We
know that as a landlord you’re exposed to more risks than you may realise and
that could mean that a standard household insurance policy won’t necessarily provide
the cover you need.
So,
why not let us know when your insurance is due to be renewed and we’ll provide
you with a quote for exceptional cover at an affordable price. Remember our cover
has been specially designed with you in mind.
- Easy
quote process - no re-build value needed, £500,000 cover as standard (Buildings)
- Contents
insurance for furnished and unfurnished properties
- Discounts
for managed properties
- Loss
of rent and re-letting costs for up to two years
- Emergency
Assistance cover included as standard
- Malicious
and Accidental Damage by tenant upgrade options
- Variable
excess options - including nil excess
Landlord's
insurance+ Fact sheet
#
Landlord's Insurance+ provides a full range of cover which includes:
- Buildings
insurance
- Contents
insurance for furnished or unfurnished properties
- Emergency
Assistance
- Prestige
Rent Guarantee
- Legal
Expenses
#
HomeLet's new Building insurance automatically provides cover for up to
£500,000
#
If something really serious happens such as a fire or flood and the tenant has
to move out, the policy covers landlords for the loss of rent or re-letting costs
for up to two years (or a maximum of £50,000)
#
Emergency Assistance cover is included for free with Buildings and / or
Contents for furnished properties insurance and comes with the option to add on
boiler and heating cover.
#
The Buildings policy has variable excesses including a 'nil excess' option
#
If it's a leasehold property, HomeLet Contents for furnished properties
insurance will automatically cover kitchen fixtures and fittings and bathroom
sanitaryware
#
The Contents insurance now covers the landlords' contents in the garden
such as garden furniture or ornaments
#
HomeLet will provide new for old replacement of landlords' contents
#
Landlord's Insurance+ also provides £5 million property owner's liability
and £10 million employer's liability because if a tenant or an employee
injures themselves and the landlord is found to be negligable there could be a
hefty bill to pay!
#
Premiums for most Building insurance policies are based on the properties
rebuild value. A common mistake is to cover the market value of the house which
is often much higher, leaving the owner over-insured and paying more than they
need to. HomeLet's automatic Buildings cover up to £500,000
takes away this probleml
#
HomeLet's Landlord's Building insurance is bedroom-rated which generates a
more accurate premium for the property
#
Because the product is bedroom rated landlords only need to fill in their personal
details and answer four questions to receive a competively priced Buildings
insurance premium indication
#
HomeLet's Landlord's Building and Contents insurance policies include 90 day
no restriction cover for when the property is empty between tenancies, meaning
landlords are insured during void periods with no onerous inspection requirements.
Find
out more by clicking on the logo below
Details
supplied by Premier Homelet – 12/ 09
CLICK
ON LOGO BELOW FOR FURTHER INFORMATION
HomeLet - Taking
the risk out of property rental
Letting
without Rent Guarantee is like riding your bike downhill without brakes.
HomeLet
is a trading name of Barbon Insurance Group Ltd, Registered Office: 4-9 Highview,
High Street, Bordon, Hampshire, GU35 0AX, England who are authorised and regulated
by the Financial Services Authority in the UK. Their FSA Register number is 308724.
NEED
INSURANCE FOR YOUR HMO or RENTAL PROPERTY? CLICK
HERE
Do
you own more than Two Rental Properties - Want to save money? Click on Logo Below
As
market leaders for tenant referencing services, we will appraise up to 500 tenants
per day to ensure that each tenant is suited to the home that they decide to rent.
HomeLet
products are available through a network of some 5,000 letting agents throughout
the UK as well as on the Internet. Each of our letting agents has to meet entry
criteria before being appointed to provide HomeLet products and our team of Business
Development Managers is responsible for quality.
The
HomeLet team includes Customer Service Operators who are trained to answer
any concerns that you have regarding one of our products and they are available
to take your call from 8:30 AM to 5:30 PM weekdays except Wednesday 10:00 AM to
5:30 PM, Saturday 09:00 AM to 12:00 noon
With
£360 million of insured property in our care, we are the market leaders in our
sector and our policies are underwritten by Group AMA and other leading underwriters
(see Our Underwriters).
HomeLet
is a trading style of Erinaceous Insurance Services
Ltd, Its
divisions include additional brands including Let Plan, Truck Insure, Greystoke
Legal Services and SportSure.
Homelet
offers these Landlord’s Protection Products
Low
Cost Buildings insurance – Peace of mind for
property investors. Low Cost Buildings Insurance covers the cost of rebuilding
your property following loss or damage caused by key risks such as fire, theft,
aircraft, lightning, escape of water, storm and subsidence.
This
economic policy also includes loss of rent and re-letting costs following insured
damage, Landlord’s Liability and Accidents to Domestic Staff Liability, essential
protection in today’s litigious society.
Full
Contents Insurance – Designed for furnished
lets and covers your contents on a new for old basis. Accidental Damage Nil Excess
Options are available.
Legal
Expenses - £50,000
cover for all legal costs involved in arranging the eviction of tenants who have
defaulted on their tenancy agreement or unauthorised occupants.
Rent
Guarantee and Legal Expenses – Where a tenant
fails to pay the rent, we will pay the rent owed (subject to an excess) until
vacant possession is obtained. Legal costs are include
Letting without Rent Guarantee
is like riding your bike downhill without brakes.
Comprehensive
Buildings Insurance – A more extensive and flexible
buildings policy including benefits such as 90 days full cover for unoccupied
properties in between tenancies, 30% loss of rent and Accident Damage and Nil
Excess Options.
Limited
Contents Cover
- Ideal cover for unfurnished or part-furnished properties, Covers specific
items including carpets, curtains, light fixtures and fittings and kitchen white
goods on a new for old basis.
Details
supplied by Premier Homelet – Leaflet P003 / 04 ©
2004 Hanover Park Commercial Limited
Why
use a letting agent?
CLICK
ON LOGO FOR FURTHER INFORMATION
FOR
TENANTS XXXXXXXXXXXXXXXXXXXX 
Contents
insurance for Tenants in rental property
If
you're moving home you might have realised just how many possessions you have
to move with you, you may even know what rooms you want to put them in, but have
you considered the cost of replacing them all if something unexpected were to
happen? That's where a HomeLet Tenant's Contents Insurance+ policy can help.
Do
you need to cover your liability as a tenant?
Some
Tenancy Agreements state that you need to have a contents insurance policy in
place, which also covers your liability as a tenant. No-one can insist you insure
your own possessions, however you can be asked to cover your liability as a tenant,
and this is where HomeLet may be able to help you.
That's
because a HomeLet Tenant's Contents Insurance+ policy
covers both your own contents and your liability as a tenant.
Thousands
of tenants living in rented homes across the UK trust HomeLet to provide them
with the protection they need - so what are you waiting for?
It's
really quick and easy to get covered - just click the 
Top Tips for Tenants
Top
Tips - Take a look at our Top Tips for keeping your belongings safe, whether you're
in the home, out and about or anywhere else in the world!
Staying
street smart
We
can sometimes carry around as much as £1,000 worth of possessions with us, such
as laptops, games consoles and MP3 players. That's why we need to be careful,
especially when we're out and about. Whether you're in a lecture hall, at the
shops or simply surfing the web in a coffee shop, always make sure your valuables
are in sight and that your bag is fastened!
A
few seconds is all it takes for a thief to relieve you of your laptop, MP3 player
or even your handbag.
With
additional cover from just £1 per month, stay smart and protect your possessions
whilst you're out and about...
Looking after your
pedal cycle
According
to the British Crime Survey (2010/11) 533,000 bikes are stolen every year.
Work
to beat the thieves by investing in a good lock for your bike - always lock it
against something solid and secure and make sure thieves can't simply lift your
bike up and over a pole or post. Make sure you choose your parking spot carefully
and aim for a well-lit public place which is, if possible, also viewed by a security
camera.
At
HomeLet we cover your pedal cycle as standard whilst its inside your home, but
if your bike is worth more than £200, or if you want to cover your bike outside
the home then we can help - from just over £2 per month.
With
over 533,000 bicycles stolen every year in the UK why not cover yours today with
HomeLet...
Home
security
Don't
make it easy for thieves to break into your house and steal your valuable possessions.
Always make sure you have locked your windows and doors when you go out and don't
leave your key in obvious hiding places. If your home has an alarm make sure you
use it!
However,
sometimes even the most secure properties can be broken into, so help protect
your possessions today with our comprehensive insurance policy - designed especially
for tenants.
Getting
the correct level of home contents insurance
Take
a look around the room you're in now and think about what it would cost to replace
everything in that room...
What
about everything, in every room, of your home...Not forgetting the things that
you take out and about, like your laptop and digital camera and also those extra
special items such as jewellery - You might be surprised just how much it all
adds up to!
That's why getting the right amount of contents cover is important to ensure that
you're fully protected.
HomeLet offers cover from £5,000 to £60,000 so you can rest assured that we've
got you covered!
So
what are you waiting for - get covered today...
Details
supplied by Homelet – August 2011
CLICK
ON LOGO FOR FURTHER INFORMATION
jml
Property services are 
agents
HomeLet
is a trading name of Barbon Insurance Group Ltd, Registered Office: 4-9 Highview,
High Street, Bordon, Hampshire, GU35 0AX, England who are authorised and regulated
by the Financial Services Authority in the UK. Their FSA Register number is 308724.
Brief
summary of Tenant's insurance
HomeLet
releases a new Tenant's contents insurance product available via jml insurance
Here
REMEMBER
WHETHER YOU ARE A LANDLORD OR TENANT - YOU SHOULD HAVE SUFFICIENT INSURANCE COVER
Homelet
landlords insurance
HomeLet is a trading
name of Barbon Insurance Group Ltd, Registered Office: 4-9 Highview, High Street,
Bordon, Hampshire, GU35 0AX, England who are authorised and regulated by the Financial
Services Authority in the UK. Their FSA Register number is 308724.J
Are
you a student? Are you going to become a student? Are you supporting a student
with their rental accommodation? If the answer is yes you need a Tenant's
rental insurance policy - Click on the logo below for more details now
Why
use a letting agent?
-
Landlords
and Homeowners often have full time jobs as well as buy to let investments, it
is therefore frequently the case that with so many demands on their time they
cannot always be available to handle day-to-day events connected with their property
-
If
this sounds like you then using a letting agent offering full property management
could be an essential and economical way of ensuring the smooth running of a tenancy,
while protecting the property and still making a profit.
-
Whilst
letting your property through a specialist letting agent is not strictly necessary,
a good agent will take some of the effort out of the job of finding and selecting
tenants, drawing up tenancy documents, and the day-to-day maintenance of the property.
-
Because you are quite literally placing your property in their hands, the choice
of a letting and managing agent is as important as in choosing any other professional
such as a solicitor or accountant.
-
Unfortunately
demand for property to rent has encouraged many firms and individuals to set up
as letting agents many of them are completely unregulated and have little or no
experience, do not operate bonded client accounts or are bound by any code of
practice. Remember, as the landlord you may be personally liable for any mistakes
made by your agent. So choose carefully
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