This economic policy also includes loss of rent and re-letting costs following insured damage, Landlord’s Liability and Accidents to Domestic Staff Liability, essential protection in today’s litigious society. 

Full Contents Insurance – Designed for furnished lets and covers your contents on a new for old basis. Accidental Damage Nil Excess Options are available.

Legal Expenses - £50,000 cover for all legal costs involved in arranging the eviction of tenants who have defaulted on their tenancy agreement or unauthorised occupants.  

Rent Guarantee and Legal Expenses – Where a tenant fails to pay the rent, we will pay the rent owed (subject to an excess) until vacant possession is obtained. Legal costs are include

Comprehensive Buildings Insurance – A more extensive and flexible buildings policy including benefits such as 90 days full cover for unoccupied properties in between tenancies, 30% loss of rent and Accident Damage and Nil Excess Options.

Limited Contents Cover - Ideal cover for unfurnished or part-furnished properties, Covers specific items including carpets, curtains, light fixtures and fittings and kitchen white goods on a new for old basis.

Details supplied by Premier Homelet – Leaflet P003 / 04 © 2004 Hanover Park Commercial Limited

Why use a letting agent?

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Why do I need Insurance? Not only are tenants at risk from fire, theft and malicious damage they may be responsible under the tenancy agreement for damage caused to the landlord’s property.

What if I’m in shared accommodation? If you share or sub-let the home, each tenant will require separate cover (bedsits - student lets etc).

Cover away from home- Alongside our Standard cover (which protects your possessions in the home) we also offer cover for loss or damage (including accidental damage) to personal possessions anywhere in the world.

What happens if this happens?

Cover for Pedal cycles – If you own a pedal cycle valued above £200, we offer an extension to our standard policy to ensure that your cycle is covered outside the home.  

Standard Cover  - Contents & Personal Possessions in your Home

Additional Cover – Loss or Accidental Damage to Personal Possessions Anywhere.  

Details supplied by Premier Homelet – Leaflet P004 03 / 04 © 2004 Hanover Park Commercial Limited  

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The above information has been prepared by Premier Homelet Phoenix House, 11 Croydon Road, Croydon CR0 2NW, England and Under UK regulations Jeffrey Milner Ltd T/A  JML Property Services and englishcottagerental.com are unable to give advice regarding insurance or assist with changes to insurance policies that you have taken out. You must contact the insurer direct. The details displayed are taken from their leaflets Landlord’s Protection – Leaflet P003 / 04 © 2004 Hanover Park Commercial Limited and Tenant’s Protection Leaflet P004 03 / 04 © 2004 Hanover Park Commercial Limited and Jeffrey Milner Ltd takes no responsibility if the details are changed from those displayed on this site. You must contact Premier Homelet direct for their full terms and conditions and up to date details for their products as under the FSA regulations Jeffrey Milner Ltd (and any of it’s trading names) are unable to assist.

Homelet is a trading style of Erinaceous Insurance Services Ltd, Phoenix House, 11 Wellesley Road, Croydon, Surrey CR0 2NW, England who are authorised and regulated by the Financial Services Authority in the UK. Their FSA Register number is 308724.Jeffrey Milner Ltd T/A jml Property Services acts as introducers to Homelet

• Landlords and Homeowners often have full time jobs as well as buy to let investments, it is therefore frequently the case that with so many demands on their time they cannot always be available to handle day-to-day events connected with their property
• If this sounds like you then using a letting agent offering full property management could be an essential and economical way of ensuring the smooth running of a tenancy, while protecting the property and still making a profit.
• Whilst letting your property through a specialist letting agent is not strictly necessary, a good agent will take some of the effort out of the job of finding and selecting tenants, drawing up tenancy documents, and the day-to-day maintenance of the property.
• Because you are quite literally placing your property in their hands, the choice of a letting and managing agent is as important as in choosing any other professional such as a solicitor or accountant.
• Unfortunately demand for property to rent has encouraged many firms and individuals to set up as letting agents many of them are completely unregulated and have little or no experience, do not operate bonded client accounts or are bound by any code of practice. Remember, as the landlord you may be personally liable for any mistakes made by your agent. So choose carefully

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See also: Inventories in Rental Properties in the UK - Article

We have a Condensation Problem - Article

Under UK FSA regulations jml Property Services and English Cottage Rental are unable to give advice either verbally or in writing regarding insurance or assist with changes to insurance policies that you have taken out. You must contact the insurer direct. We are therefore unable to provide any quotes ourselves as we would be breaking the law

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